Terms and Conditions
Last updated: January 15, 2026
These Terms and Conditions govern the access and use of the website ecufondo.com, owned by Ecufondo S.A. (hereinafter, "Ecufondo" or "the company"), with RUC 1792451280001, domiciled at Av. 12 de Octubre N26-48 y Lincoln, Torre 1492 Building, Office 704, Quito, Metropolitan District of Quito, Ecuador.
1. Acceptance of terms
By accessing and using this website, you agree to be bound by these Terms and Conditions, as well as our Privacy Policy and Cookie Policy. If you do not agree with any of these conditions, please do not use the site.
2. Description of services
Ecufondo offers financial consulting services, personal finance education, and budget planning aimed at families and individuals in Ecuador. The information published on this website is for informational and educational purposes. It does not constitute individualized financial, legal, or tax advice.
3. Use of the website
You agree to use this website in accordance with the law, morality, and public order. It is prohibited to: use the site for unlawful purposes or purposes that harm the rights of third parties; attempt to access Ecufondo's systems or data without authorization; introduce viruses, malware, or any harmful code; and reproduce, distribute, or modify the content of the site without the express authorization of Ecufondo.
4. Intellectual property
All content on this website, including text, graphics, logos, images, icons, designs, software, and data compilations, are the property of Ecufondo S.A. or its respective licensors and are protected by the intellectual property laws of the Republic of Ecuador and applicable international treaties.
5. Limitation of liability
Ecufondo does not guarantee that the information published on the website is complete, accurate, or up-to-date at all times. The company shall not be liable for: financial decisions made based solely on the general information on the website; temporary service interruptions due to maintenance or technical causes; damages arising from the use of links to third-party websites; or direct or indirect economic losses linked to the use of published information.
6. Contact form
Data submitted through the contact form will be treated in accordance with our Privacy Policy. Submitting the form does not establish a contractual relationship between you and Ecufondo. We commit to responding within a reasonable timeframe, subject to the availability of our team.
7. Modifications
Ecufondo reserves the right to modify these Terms and Conditions at any time without prior notice. Modifications will take effect from their publication on the website. Continued use of the site after any modification implies acceptance of the new terms.
8. Applicable law and jurisdiction
These Terms and Conditions are governed by the laws of the Republic of Ecuador. Any dispute arising from the use of this website shall be submitted to the jurisdiction of the competent courts of the Metropolitan District of Quito, with express waiver of any other jurisdiction that may apply.
9. Contact
For any inquiries related to these Terms and Conditions, you may write to us at info@ecufondo.com or visit us at our offices at Av. 12 de Octubre N26-48 y Lincoln, Torre 1492 Building, Office 704, Quito, Ecuador.